🗂️ Complete Toolkit

All 255+ Tools
in One Place

Every free tool on SmartUtilz — searchable, filterable, always free.

255+ utilities available
255+
Total Tools
17
Categories
100%
Free
0
Signup Required
Advertisement
No results found
Try a different search term
💰 Finance Tools 38 tools Open All →
📈
SIP Calculator
Monthly investment & wealth growth
Finance
🏦
FD Calculator
Fixed deposit maturity & interest
Finance
🏠
EMI Calculator
Loan EMI, interest & total payable
Finance
📊
Compound Interest
Compound vs simple interest comparison
Finance
💹
ROI Calculator
Return on investment & CAGR
Finance
🧾
Income Tax (India)
FY 2024-25 new & old regime
Finance
🏷️
Discount Calculator
Price after discount & savings
Finance
📉
Stock P&L
Stock profit/loss with brokerage
Finance
💼
Budget Planner
50/30/20 rule budget tracker
Finance
🏖️
Retirement Calculator
Retirement corpus & planning
Finance
⚖️
Loan Comparison
Compare 2 loans side by side
Finance
💱
Currency Converter
INR, USD, EUR, AED, GBP & more
Finance
🏦
PPF Calculator
Public Provident Fund maturity value
Finance
💼
EPF Calculator
Employee Provident Fund corpus estimator
Finance
👴
NPS Calculator
National Pension Scheme SIP projector
Finance
📄
80C Tax Saver
Section 80C deduction & tax savings
Finance
📈
Capital Gains Tax
STCG & LTCG calculator India FY25
Finance
🎁
Gratuity Calculator
Gratuity per Payment of Gratuity Act
Finance
✂️
TDS Calculator
Tax Deducted at Source estimator
Finance
💰
Dividend Yield
Dividend yield & annual income estimator
Finance
🪙
Crypto Tax India
30% flat tax + 1% TDS on crypto gains
Finance
💲
Gold Price Calculator
Gold cost with making charges & GST
Finance
💜
Bond YTM Calculator
Yield to Maturity approximation formula
Finance
🚨
Emergency Fund
How much emergency reserve you need
Finance
🔂
SIP vs Lump Sum
Compare SIP and one-time investment returns
Finance
🏠
Mortgage Calculator
Monthly payment on property purchase or LAP
Finance
🎯
Savings Goal Calculator
How long to reach your savings target
Finance
📊
Mortgage Amortization
Full year & month-by-month schedule + CSV export
Finance
💵
Loan Prepayment & Refinance
Interest saved from extra payments or refinancing
Finance
📈
Indian Equity Tracker
NSE/BSE portfolio — P&L, CAGR, 20% goal
Finance
📈
SIP Calculator
Mutual fund returns with step-up option
Finance
🔥
FIRE Calculator
Financial Independence, Retire Early planner
Finance
💳
Debt Payoff Calculator
Snowball vs Avalanche — real month-by-month simulation
Finance
🛟
Emergency Fund Calculator
Your real runway — normal vs survival-mode spending
Finance
📈
Inflation Calculator
Future cost of an expense, or real value of a fixed sum
Finance
🏠
Rental Property ROI Calculator
Cap rate, cash-on-cash return, yield & break-even occupancy
Real Estate
📐
Break-Even Calculator
Break-even point plus profit at any sales volume
Business
💼
Freelance Rate Calculator
What to charge, factoring taxes, costs & billable hours
Business
📊
Margin vs Markup Calculator
Convert between cost, price, margin % and markup %
Business
🏢
Business Valuation Calculator
Low-base-high value estimate by EBITDA or revenue multiple
Business
📈
SaaS LTV:CAC Calculator
Lifetime value, LTV:CAC ratio & CAC payback period
Business
⚖️
Portfolio Rebalancer
Exact amount to add or reduce per asset class
Finance
Advertisement
❤️ Health & Fitness 28 tools Open All →
⚖️
BMI Calculator
Body mass index, WHO & Asian ranges
Health
🔥
Calorie Calculator
TDEE & daily calorie needs
Health
💧
Water Intake
Daily water requirement
Health
🎯
Ideal Weight
4 formula ideal weight estimate
Health
❤️
Heart Rate Zones
5 training zones from age & HR
Health
📊
Body Fat %
US Navy tape measure method
Health
😴
Sleep Calculator
Best bedtimes using 90-min cycles
Health
🥗
Macro Calculator
Protein, carbs & fat for your goal
Health
📏
Waist-Hip Ratio
WHR cardiovascular risk assessment
Health
💨
VO2 Max Estimator
Cardio fitness from heart rate ratio
Health
💤
Protein Intake
Daily protein requirement by goal
Health
🥑
Keto Macro Calculator
Ketogenic diet macro breakdown
Health
⏱️
Intermittent Fasting
Eating & fasting window calculator
Health
👟
Steps to Calories
Daily step count calorie burn estimator
Health
🌙
Sleep Debt Tracker
Cumulative sleep deficit calculator
Health
💪
Lean Body Mass
Muscle mass estimation (Boer formula)
Health
☀️
Vitamin D Synthesis
Sun exposure needed for Vitamin D
Health
👶
Child Growth Chart
WHO growth percentile (0-5 years)
Health
🧠
Stress Level Test
PSS-5 perceived stress scale score
Health
🪑
Posture Score
Desk posture & ergonomics checklist
Health
🗓️
Fertility Window
Ovulation & fertile days calculator
Health
🍺
Alcohol Units
Weekly alcohol unit tracker & risk
Health
💊
Medicine Dosage
Weight-based dosage guide (adult/child)
Health
🤰
Pregnancy Due Date
EDD from LMP, conception, or ultrasound
Health
🌸
Ovulation Calculator
Fertile window & next period estimate
Health
🏃
Calories Burned
Activity-based calorie burn (MET)
Health
👟
Running Pace
Pace, split & finish-time calculator
Health
🩺
Blood Pressure Checker
Category from systolic/diastolic reading
Health
📝 Text Tools 10 tools Open All →
📊
Word Counter
Words, chars, read time & frequency
Text
Aa
Case Converter
9 case styles including camelCase
Text
📄
Lorem Ipsum
Dummy text for mockups & layouts
Text
🔁
Duplicate Remover
Remove duplicate lines from lists
Text
🔄
Text Reverser
Reverse chars, words, lines or flip
Text
🔍
Find & Replace
Plain text & regex find/replace
Text
🔢
Text Sorter
Sort lines A-Z, numeric, length
Text
✂️
Whitespace Cleaner
Remove extra spaces & blank lines
Text
📋
Line Tools
Number, prefix, suffix & join lines
Text
🆚
Text Compare
Side-by-side text comparison
Text
Advertisement
⚠️

Disclaimer. All 255+ tools on SmartUtilz are provided for informational and educational purposes only. Individual tools may include additional disclaimers relevant to their specific use case — always independently verify results before relying on them for professional, financial, or safety-critical decisions. Read full disclaimer →