💱 Currency Converter
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Disclaimer. Exchange rates shown are indicative mid-market rates for informational purposes only — not real-time trading, transfer, or card-network rates. Results do not constitute financial advice. Confirm the final rate with your bank or payment provider before completing any transaction. Read full disclaimer →

How Exchange Rates Work

An exchange rate tells you how much of one currency you get for another. Rates fluctuate constantly based on trade, inflation, interest rates, and market sentiment. Our converter uses mid-market rates — the midpoint between buy and sell prices — updated daily.

Example Currency Conversions

How to Use This Converter

Enter an amount, select your source currency, then pick the target currency. The result shows instantly. Use the swap button to reverse the conversion. Supports 160+ world currencies including all major fiat currencies and popular exotic pairs.

Worked Example: Converting for a Trip

Say you're converting $2,000 USD to INR for a trip to India, and the mid-market rate shown is 1 USD = 83.12 INR.

Step 1: Multiply amount × rate → 2,000 × 83.12 = ₹1,66,240. Step 2: This is the mid-market figure — your bank or card network will apply a margin (commonly 1-4%), so budget for receiving roughly ₹1,59,600–₹1,64,600 depending on your provider. Always compare the rate your bank actually offers against the mid-market rate shown here before a large transfer.

Mid-Market Rate vs. What You Actually Receive

Provider TypeTypical Markup$2,000 → INR (approx.)
Mid-market (this tool)0%₹1,66,240
Online transfer specialist~0.5-1%₹1,64,570 – ₹1,65,410
Traditional bank wire~2-4%₹1,59,590 – ₹1,62,920
Airport currency kiosk~5-10%₹1,49,620 – ₹1,57,930

Frequently Asked Questions

Rates are fetched live from a currency data provider and typically refresh hourly. If the live feed is unavailable, the converter falls back to the last known approximate rates and clearly labels them as offline.
No. This tool shows the mid-market rate — the midpoint between buy and sell prices with no markup. Banks, card networks, and money transfer services add their own margin, so your actual received amount will usually be slightly lower.
All rates are quoted against a common base currency (USD). To convert Currency A to Currency B: Result = Amount × (Rate_B ÷ Rate_A), where Rate_A and Rate_B are each currency's value against USD.
If live rates can't be fetched, the tool automatically switches to a stored set of approximate rates and marks the result as "Offline (approx.)" so you know it isn't a live quote.