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Stamp Duty

Stamp Duty Calculator

Calculate stamp duty and registration charges for a property purchase across major Indian states — including gender-based concessions where applicable.

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📜 Enter Property & Buyer Details

📊 Stamp Duty & Registration

Select state and enter value
Stamp Duty varies by state (4–8%). Registration = 1% of value (max ₹30,000 in some states). Female buyers get 1–2% concession in many states.
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Disclaimer: Results provided by this calculator are for educational and estimation purposes only and do not constitute financial, legal, or real estate advice. Actual property values, stamp duty rates, and loan eligibility depend on lender policies, government notifications, and specific property conditions. Consult a licensed valuer, CA, or lending institution before making real estate decisions.

How Stamp Duty Is Calculated

Stamp duty is a state-level tax on property transactions, typically 4-8% of the property's agreement value, varying by state, property type (residential vs commercial), and sometimes buyer gender — many states offer a 1-2% concession for female buyers to encourage property ownership among women. Registration charges (usually ~1% of value, often capped) are added on top.

Worked Example

A ₹50,00,000 residential property in Karnataka, purchased by a male buyer: stamp duty at 5.6% = ₹2,80,000, plus registration charges of ₹50,000, for a total registration cost of ₹3,30,000 — money to budget for on top of the property price and any loan down payment.

Frequently Asked Questions

Stamp duty is levied and set by individual state governments in India (it's a state subject under the Constitution), so rates and concessions differ significantly — from roughly 4% in some states to 7-8% in others. Always check your specific state's current notified rate, since these are revised periodically.
Many major states (including Delhi, Haryana, and others) offer a 1-2% stamp duty concession when the property is registered solely or jointly in a woman's name, as a policy incentive for female property ownership — but not all states do, and the exact discount and eligibility conditions vary. Verify with your state's registration department.
Yes, in many states commercial property attracts a somewhat higher stamp duty rate than residential property, reflecting different policy treatment — check your specific state's rate schedule, as the differential varies and some states apply the same rate to both.
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